What Yavo never asks for, and what it keeps.
Yavo never connects to your bank. Here is what the app asks for, what it stores, where that lives and how you delete it, written short enough to check.
What we never ask for
- Your online banking login
Yavo does not connect to your bank. There is no password to enter, no connection to renew and no aggregator in the middle.
- Your full card number
Apple Pay capture records the merchant and the amount. Card numbers are never read or stored.
What comes in, and only when you send it
- Apple Pay taps in stores
Logged by a Shortcuts automation on your iPhone, which you set up and can switch off at any time.
- Statements you email
A statement is read once to extract its transactions. The original file is deleted after import.
- Receipts you photograph and expenses you say out loud
Receipt images and voice input are processed to extract the merchant, the date and the amount. They are not used to identify you or for advertising.
Where your data lives
- Encrypted in transit and at rest
Your data is stored on cloud infrastructure in the European Union or the United States, depending on the service.
- Never sold, never used for ads
Yavo is paid for by its subscription, not by your data.
Deleting your data
- Delete your account from the app
Transactions, receipts, reports and your account are deleted together.
- Export first if you want a copy
Export your transactions as CSV before you delete.
Questions about your data
Write to the team through the support page. The full privacy policy is linked in the footer.
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Apple Pay taps in stores, statements by email, receipt photos and voice, all counting against a budget you can actually keep.
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